Blogs

A Delay That Didn’t Look Like a Decision In every finance department, payments get delayed. Some are intentional – part of working capital strategies or quarter-end cash preservation. Others happen quietly: an overlooked approval, a late invoice submission, a system error that pushes a payment from one cycle to the next. No alarms go off. […]

Finance Is Automating Itself – With or Without You Finance has always evolved on a delay. First came the ERP wave. Then came dashboards and automation tools that helped teams move faster – but only to a point. Today, something bigger is happening. Finance isn’t just becoming more efficient – it’s starting to run without

The Bottleneck Nobody Talks About Ask most finance teams why suppliers aren’t getting paid early, and the answer usually isn’t about cash. It’s about friction. There’s often more than enough liquidity to offer early payment, especially for strategic suppliers. But the internal process to approve it? That’s where things get stuck. An email needs to

The Illusion of Forecasting For years, supply chains have leaned on forecasting as a way to stay ahead. Pull historical data, run some projections, and plan accordingly. It’s been the standard approach, familiar, structured, and, on the surface, reliable. But here’s the problem: the world doesn’t run on averages anymore. A supplier delay in one

There’s no shortage of talk about working capital optimisation, but here’s the part that’s often glossed over: the actual cost of waiting to get paid. For suppliers, late payments don’t just tighten margins – they disrupt operations, trigger unnecessary borrowing, and cap growth before it even has a chance to compound. And the numbers speak

Accounts receivable is one of those business functions that often gets left behind during digital transformation. While procurement, inventory, and payments have embraced automation and analytics, many suppliers are still handling receivables the same way they did a decade ago – manually. The assumption is that the current system “works well enough,” even if it’s

The Financial Challenges Facing Spanish Construction Suppliers Spain’s construction industry is dealing with serious financial pressure. Between rising logistics costs, labor shortages, and delayed payments, suppliers are being squeezed on all sides. Many of them are looking for ways to stabilize cash flow and keep their businesses running smoothly without relying on expensive loans or

The Cash Conversion Cycle (CCC) isn’t just another financial metric – it’s the heartbeat of your company’s operational efficiency. For CFOs, it represents the critical link between capital allocation and revenue generation, measuring how quickly every invested dollar returns to your coffers.  Optimising the CCC unlocks working capital, reduces financing costs, and fuels growth. But

Economic turbulence is not something new. We are witnesses of numerous inflationary pressures, rising interest rates, and other supply chain disruptions right now. All of these can mean only one thing, a volatile market. And the latest update in this volatile market? The shift in US politics with the winning of Donald Trump. The instrument