Blogs

There’s no shortage of talk about working capital optimisation, but here’s the part that’s often glossed over: the actual cost of waiting to get paid. For suppliers, late payments don’t just tighten margins – they disrupt operations, trigger unnecessary borrowing, and cap growth before it even has a chance to compound. And the numbers speak […]

Accounts receivable is one of those business functions that often gets left behind during digital transformation. While procurement, inventory, and payments have embraced automation and analytics, many suppliers are still handling receivables the same way they did a decade ago – manually. The assumption is that the current system “works well enough,” even if it’s

The Financial Challenges Facing Spanish Construction Suppliers Spain’s construction industry is dealing with serious financial pressure. Between rising logistics costs, labor shortages, and delayed payments, suppliers are being squeezed on all sides. Many of them are looking for ways to stabilize cash flow and keep their businesses running smoothly without relying on expensive loans or

The Cash Conversion Cycle (CCC) isn’t just another financial metric – it’s the heartbeat of your company’s operational efficiency. For CFOs, it represents the critical link between capital allocation and revenue generation, measuring how quickly every invested dollar returns to your coffers.  Optimising the CCC unlocks working capital, reduces financing costs, and fuels growth. But

Economic turbulence is not something new. We are witnesses of numerous inflationary pressures, rising interest rates, and other supply chain disruptions right now. All of these can mean only one thing, a volatile market. And the latest update in this volatile market? The shift in US politics with the winning of Donald Trump. The instrument

The Evolving Role of CFOs The financial scene is experiencing a seismic shift as we step ahead into 2025. The world is currently on a path of economic recovery, witnessing accelerated technological advancements, and evolving corporate priorities. All of these changes are an obvious requirement for CFOs to enter a phase of fresh and out-of-the-box

In my conversations with various businesses across various industries, one thing has become crystal clear: supply chain finance is no longer a “nice-to-have” but a significant element that bolsters resilience and growth. Yet, many companies find themselves dealing with all the same questions: How do we address our liquidity challenges? Or; What’s the best way

CFOs are constantly faced with a challenging environment when it comes to managing supply chain finances. This is particularly true, in a world where the global economy faces rising uncertainty. Most frequently, the critical weak point is the traditional approach to payment terms. These are seen as challenges that create blocks along the way which

Cash flow forecasting is the practice of estimating the movement of money into and out of a business over a specified period. It is a significant tool to help companies preview any surplus or shortage of cash and, therefore, make more appropriate financial decisions. With this in hand, businesses have a better understanding of their financial standpoint and they can easily project inflows of cash from sales as well as other sources of revenue that are linked to the outflows for