Solutions
Liquiditas provides the platform companies use to run supplier early-payment programmes. You approve invoices and set the rules; a participating financial partner — or your own liquidity — pays the supplier early. You settle on the agreed date.
An SCF programme lets a buyer extend payment terms on approved invoices without pushing the cost onto the supply base. You approve invoices as usual and agree the terms; your suppliers can then request early payment on those invoices. Suppliers get paid before the due date, and you settle on the newly agreed date.
Nothing is forced on the supplier side. Early payment is optional, invoice by invoice, and can be taken in full or in part. Working capital moves in your favour: longer terms on your side, immediate cash on theirs, and the cost of the longer term does not land on the supplier.
You approve invoices, the funding party pays the supplier early, and the supplier receives the money before the due date. Liquiditas runs the platform underneath.
Same platform, same workflow. The difference is whose money pays the supplier early.
Route 01
A bank or another financial institution in the programme funds the early payment against your credit standing. Your terms can extend without the money coming out of your own balance sheet, and the credit decision sits with the financial partner.
Route 02
You offer to pay approved invoices early at a discount you set. No financier, no credit assessment, no third-party funding: the arrangement runs between you and your suppliers, and the discount is the return on the cash you deploy.
Explore Dynamic DiscountingThe platform applies your rules. It does not set them.
Liquiditas is not a lender. It does not provide funding, take credit decisions or make payments. On a funded programme both sit with the participating financial partner; with Dynamic Discounting, the funding is yours and the decision is yours. Liquiditas supplies the platform that runs the programme.
