Glossary
Reverse Factoring (Payables Finance)
Reverse Factoring is a buyer-led financing solution that allows suppliers to receive early payment…
Invoice Financing
Invoice Financing lets suppliers improve their liquidity by borrowing against approved invoices. The supplier…
Asset-Based Lending
Asset-Based Lending is a form of financing where a business secures funding against the…
BaaS (Banking-as-a-Service)
Banking-as-a-Service (BaaS) is a model where licensed financial institutions provide banking infrastructure and capabilities…
Cash Conversion Cycle (CCC)
The cash conversion cycle measures the amount of time it takes for a company…
Credit Limit
A credit limit is the maximum amount of credit that a financial institution extends…
Days Payable Outstanding (DPO)
DPO measures the average number of days it takes for a company to pay…
Discount Rate
A discount rate is the rate of return used to determine the present value…
EBITDA
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure…
Embedded Financing
Embedded financing refers to the integration of loan products or financing options directly into…
Extended Payment Terms
Extended payment terms refer to allowing buyers to delay payment for goods or services…
Receivables Financing (Factoring)
Receivables Financing, or more commonly known as Factoring, is a financial solution that enables…
Supply Chain Finance (SCF)
Supply chain finance (SCF) is a finance solution that enables companies to offer early payment…
Virtual IBAN
A virtual IBAN is a unique account number linked to your company’s main bank…
Working Capital
Working capital is the money used in day-to-day operations. It represents the funds available…
White Label
White Label solutions allow partners to integrate supply chain finance capabilities directly into their…
Dynamic Discounting
A buyer-funded early-payment program where suppliers can choose to be paid early in exchange…
Digital Wallet & Cards
Digital wallets are platforms that can be enhanced with virtual account integration to provide…
Days Inventory Outstanding (DIO)
DIO is the average number of days it takes to sell your entire inventory….
Days Sales Outstanding (DSO)
DSO measures the average number of days it takes a company to collect payment…