Bank-branded platform
The bank uses the Liquiditas platform under its own brand, serves its corporate clients and funds their SCF programmes.
- Your brand, your clients, your funding.
- Products, pricing and eligibility configured per programme.
Liquiditas SCF Platform
Supply chain finance technology for banks and companies.
Configurable SCF technology for financial institutions launching products under their own brand, and for companies running supplier early-payment programmes, funded by their bank or their own liquidity.
- White-label delivery
- API integrations
- Multi-currency
- Multi-language
For Financial Institutions
Launch and manage SCF products under your own brand.
Configure products, pricing, eligibility, credit workflows and client access around your operating model. Funding, credit policy and client relationships stay with your institution.
Request a Platform DemoWhat stays with you
- SCF products offered under your own brand.
- Funding, credit policies and pricing.
- Client relationships and onboarding.
- Programmes configured around your operating model.
For Companies
Run a supplier early-payment programme with your bank.
Establish a supplier early-payment programme through Liquiditas, using your own liquidity or funding from participating financial institutions. Invoice approvals, supplier eligibility and programme rules stay with you.
Discuss Your SCF ProgrammeWhat stays with you
- Invoice approvals and payment structure.
- Supplier eligibility and programme rules.
- Visibility across programme activity.
Two ways to deploy the platform.
The transaction process is the same in both cases. The main difference is the platform branding and deployment model.
Liquiditas-branded corporate programme
The company implements the programme through the Liquiditas platform, while its bank or another participating financial institution provides the funding.
- Invoice approvals and programme rules stay with the company.
- Funding provided by a participating financial institution.
Solutions you can configure.
Start with one solution and add more as your programme grows.
Lead solution
Reverse Factoring / Early Payment
The buyer approves invoices and the supplier can request early payment before the due date, funded by the bank against the buyer’s credit standing.
Explore Reverse FactoringAdditional solution
Dynamic Discounting
Companies pay suppliers early using their own liquidity, in exchange for a discount. No financier is involved.
Explore Dynamic DiscountingAdditional solution
Receivables Financing
The supplier finances approved receivables directly with a financier, not through the buyer’s programme. Buyer payment terms are unaffected.
Explore Receivables FinancingDynamic Discounting and Receivables Financing are available as additional solutions, subject to confirmed availability.
Core capabilities for running an SCF programme.
Configure programme rules, connect existing systems, onboard participants and manage approved-invoice workflows through one platform.
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Programme configuration
Set products, pricing, eligibility criteria, limits and programme rules.
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Client and supplier onboarding
Manage corporate client and supplier onboarding through structured workflows.
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Invoice workflows
Import and approve invoices, confirm eligibility and manage early-payment requests.
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Credit and approval workflows
Configure assessment, review and approval processes around the agreed operating model.
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Permissions and activity tracking
Define user roles and access rights and maintain visibility over programme activity and approvals.
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Reporting and integrations
Access programme and transaction reporting and connect with ERP, accounting and other relevant systems through APIs.
Built for regulated environments.
Security and compliance workflows are part of the platform, not an add-on.
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Data protection
Encryption of data in transit and at rest. Hosted on ISO 27001-certified infrastructure with automated monitoring and backups.
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Regulatory alignment
Pre-configured around EU requirements including GDPR, PSD2 and Open Banking.
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AML, KYB and KYC workflows
Structured compliance workflows integrated into onboarding and programme operations.
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Access control and audit
Role-based access with permissioned actions, full audit logs and traceability.
Frequently asked questions
What does Liquiditas provide?
Liquiditas provides the supply chain finance platform: programme configuration, client and supplier onboarding, invoice and approval workflows, permissions, reporting and integrations. Funding is provided by banks and other financial institutions, or by a company’s own liquidity through Dynamic Discounting.
Who provides the funding for early payments?
Banks and other financial institutions participating in the programme, or the company’s own liquidity. Liquiditas powers the technology behind the programme; it does not provide funding itself.
How does white-label deployment work?
The platform runs under your institution’s brand: your name, your visual identity and your domain. Your corporate clients and their suppliers use SCF products that look and feel like your institution’s own.
Can we start with a single solution?
Yes. Most programmes start with Reverse Factoring / Early Payment. Dynamic Discounting and Receivables Financing can be added later, subject to confirmed availability.
How long does implementation take?
Implementation is scoped around your operating model. Timing depends on integrations, product scope and your internal approvals, so it is defined together during scoping; there is no fixed, one-size-fits-all timeline.
How does the platform integrate with our systems?
Through APIs. The platform connects with ERP, accounting and core banking systems for invoice import, data exchange and reporting, so your teams can keep working in the systems they already use.