Solutions
Extended Payment Terms
Give the business more time to pay, without pushing the cost onto suppliers. Suppliers are paid early or on time by the participating bank; the buyer settles on the extended timeline.
Longer terms for the buyer. Immediate cash for suppliers.
Extended payment terms are delivered through a reverse factoring / early payment programme: the buyer continues to approve invoices as usual, the bank funds suppliers early or on time, and the buyer settles on the extended timeline agreed within the programme.
Liquiditas powers the platform behind it. Funding and credit decisions sit with the participating financial institutions.
At a glance
- Works through a reverse factoring / early payment programme.
- Suppliers are paid early or on time, never later.
- The buyer settles on the extended timeline, per programme terms.
- Pricing is agreed within the programme.
The benefits of extended payment terms
Extend strategically: improve liquidity and strengthen supply-chain stability without disrupting operations.
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Longer terms, no supplier strain
Suppliers are paid early or on time by the participating bank, while you settle on the extended timeline.
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Predictable cash outflow
Pay on the agreed terms within the programme, instead of holding cash back from suppliers.
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Supplier trust kept
No pressure pushed down the chain. Suppliers opt in and are paid on time, every cycle.
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Transparent pricing
Programme pricing is agreed up front and visible to the participants in it.
How it works
- 01 Approve invoices as usual
Existing procurement and approval workflows continue unchanged.
- 02 Suppliers are paid early or on time
The participating bank funds suppliers before or on the original due date.
- 03 The buyer settles on the extended timeline
The buyer pays on the extended terms agreed within the programme.