Solutions
Receivables Financing
The supplier finances approved receivables directly with a financier, instead of receiving early payment under the buyer’s programme. Liquiditas powers the workflow; the buyer’s payment terms are unaffected.
Supplier-side liquidity, on the supplier’s terms.
Receivables financing is led by the supplier: approved receivables are financed directly with a financier, on terms agreed between the two. It does not depend on the buyer’s programme or on the buyer’s consent to each early-payment request.
At a glance
- Supplier-led financing of approved receivables.
- Arranged directly between the supplier and a financier.
- The buyer’s payment terms and approvals are unaffected.
- Additional solution, availability confirmed during scoping.
Receivables Financing vs Reverse Factoring
Reverse factoring is funded within the buyer’s programme, based on the buyer’s credit standing. Receivables financing is arranged by the supplier for specific receivables, with the financier. The two serve different needs, and can coexist on the same platform.
The benefits of receivables financing
A supplier-side route to liquidity that leaves the buyer’s payment terms alone.
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Supplier-led
Suppliers finance approved receivables directly with a financier, without waiting on a buyer programme.
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Buyer terms untouched
Approvals and due dates stay as agreed. The financing arrangement sits with the supplier.
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Runs alongside reverse factoring
Both routes work on one platform, for different liquidity needs in the same supplier base.
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Set by the financier
Eligibility, credit assessment and pricing configured by the institution providing the funding.
For Financial Institutions
A solution for supplier clients who need liquidity outside the buyer’s programme, configured around your credit and pricing.
See the platformFor Companies
An additional route to supplier liquidity on the same platform, without changing your invoice approvals or payment structure.
Explore corporate programmesHow it works
- 01 The supplier selects approved receivables
Eligible, approved invoices are available for financing on the platform.
- 02 The financier agrees terms
The financier reviews the receivables and agrees terms directly with the supplier.
- 03 The supplier receives funds
Approved receivables are converted into liquidity for the supplier.
- 04 The buyer pays as usual
The buyer continues to pay on the original terms; the financing arrangement sits with the supplier.