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Blog
Supply chain finance, working capital and programme design, practical reading for banks, funders and companies.
2025
Spain's Payment Reality: Trust Over Structure
Payment terms in Spain follow relationships more than playbooks. What that means for programme design, onboarding and how suppliers actually say yes.
Risk and Compliance as Operating Discipline
Risk has moved to the centre of SCF: what changed in regulation and accounting scrutiny, and how programme design absorbs it rather than bolting it on.
UK Liquidity: Predictability Beats Promises
Late payment in the UK has become a behavioural pattern. Why suppliers plan around predictability rather than pledges, and what buyers can do about it.
What Makes a Modern SCF Platform Different?
Modern SCF has reached a strange point of maturity: the industry has never offered more platforms, yet the experience of using them has never felt more alike.
Where Working Capital Is Heading in 2026
This year, The Working Capital Forum in Amsterdam offered its usual calm, but inside the conference, the air carried a different tension - the kind that comes
Sweden's Construction Cash Flow Problem
Swedish construction carries long payment chains and thin contractor margins. Whether reverse factoring fixes the liquidity gap, and on what conditions.
Reverse Factoring in Sweden: The Perception Gap
There is something almost architectural about the way Swedish companies approach financial decisions. Every structure rests on balance, predictability, and a
SCF for Seasonal Demand: Retail to Agriculture
Seasonal businesses borrow against a peak and repay in a trough. How early payment on approved invoices smooths retail, agriculture and fashion cycles.